… if you could save $10 per day on something that you were spending before! Save $1 per day on 10 different things! Save $10 per month on 30 different things! Okay so you get my meaning. There are dozens of different ways to save a dollar here and there. Find them in the Thrifty Living Tips listed below.
You could save $300 per month, and a whopping $3600 per year! That simple math is pretty exciting. In fact, if you could find several things to save money on, you could double or triple that. It just depends on how disciplined you are able to be, and how creative you are to find those drainage holes that are sucking your money away.
Let’s say you decided that you could change enough of these things that you could save yourself what would amount to $10 per day, per person in your home. Let’s just assume that we can do that! It may be more or less, but let’s just play with those numbers for a minute. By adding up the things we would save, if you have four people in your home, it would then turn into $1200 per month and a whopping $14,400 per year. Now that starts to get exciting and it really isn’t that hard to do!
If you follow along on this blog, we can do this together. I am going to show you how to save money in a ton of different ways. That is my goal. I am going to do my best to find these holes in the system, meaning life, and see how I can plug them, cut them out, and save money. That’s the bottom line right? How we can save money.
Maybe by shifting the way you think and the things you do, when you add it all up, YOU will save, I guarantee that it will be exciting for you! And me!!!
First off here is a list of ideas, and as you read through them, make some mental notes on the ones that you think you could do, then keep reading and learn how you can incorporate them into your life, and watch the dollar signs, $$$$, really start to add up. It is in no way a complete list, and I will keep exploring new possibilities always, but perhaps even as you read through, you will think of ways that are not listed here. Let the inspiration flow.
Make this coming year, the one where you use the extra money to get out of debt, or save for a car, home or other things that are important. Any one of these things listed here can easily save you a few dollars a day, and when you start to add them together, watch out!
• Turn off the lights to save on your power bill
• Unplug things not being used – computers, appliances, etc. They still draw even when they aren’t being used
• Shop around and compare rates on your insurance policies
• Install and use a clothesline to dry clothes
• Turn off your cable TV and start reading books from the library or get outside more
• Refuse to impulse buy – is it a need or a want? Make a rule never to buy large purchases on impulse, think about them for a few days first
• Don’t think you have to keep up with the neighbor or a friend – you don’t – the Jone’s aren’t real!
• Plan ahead for purchases
• Garage sales and thrift stores can save you money – also online stores like Kijiji and Craigslist, but keep in mind, you don’t need it just because it is a good price!
• Learn to shop the sales and only buy things when they are on sale
• Have some home made gifts always ready so you don’t have to purchase any last minute gifts for full price, and if you can’t do home made gifts, have a stash of inexpensive $store or other finds
• Only buy clothes when they are on clearance at end of season
• De-clutter your home and realize that you don’t need “stuff”, stop buying stuff,
• Plan your meals – use your food storage to save money, eat beans and rice a couple of times a week
• Buy store brands instead of name brands – savings of about 25%
• Grow a garden and process and freeze your produce
• Stop eating out – with a little planning you can have a nice dinner at home with the environment of eating out and it will cost way less. $7 a day for lunch is $35 per week or $1800 + per year just if you buy lunch everyday
• Stop buying coffee out – make your own and take a container with you
• Cook from scratch – ready made box or can meals are way more expensive 4 – 10 times more expensive depending on what you eat
• Drink water – it is healthier and costs less than juice or pop, even milk
• Set up a theater, at home date night, for a cheap night in
• Have a game night at home for entertainment
• Enjoy the outdoors and hike the walking trails around your city or local parks
• Go for a bike ride, or ride your bike to work, or walk, save on a tank of gas every month
• Watch the sunset for an inexpensive but beautiful night out
• Visit your local library and find out what they have to offer
• Organize a monthly potluck with friends for a great time
• Carpool if it is an option
• Change the type of light bulbs you have in your home to the money saving LED lighting. It will be much more efficient and economical
• Make sure you have draft stops in all of the doors and window that you feel drafts. These can be home made stuffies that lie on the floor in front of your door, to store bought sealers and foam strips that you can tape or glue in place
• It is worth investing in an updated thermostat for your home, to practice zone cooling and heating when certain areas of the home are being used or not
• Plan ahead for errands and do them all at the same time
• Slow down driving – it will save you gas in the long run
• Pay bills online and have them email your bill to you instead of paper bill
• Use reusable lunch containers
• Recycle – set up a system in your home that works
• Learn to make home made everything! It will save you large amounts of money
• Repurpose – look at everything twice before throwing it out – could you use it for something else with a little
modification – but don’t hoard things, it just adds extra clutter to life
• Get cheaper massage, haircuts and things by going to your local schools to take advantage of their students and discounts, better yet, learn to do your own
• Holiday locally to save money
• Learn to fix things yourself instead of hiring someone
• Learn to make things yourself – you tube is an awesome resource
• Swap babysitting with other families
• Learn to cut your own hair or swap services with someone who can cut hair
• Always make sure your dishwasher and laundry machines are full when you use them, it is much more efficient
• Do not turn lights on during the day
• Make several meals at the same time and freeze some
• Learn to live by a budget
• Find ways to reduce phone bills
• Use your spare time to increase income
• Start a savings account, put any saved money into it
• Learn new skills to save money or to help you bring in more money
• Trade in old DVD’s and games for cash or new ones
• Sell your clothing at a consignment shop
• Rent out your garage
• Use coupons if they are helpful where you live
• Eat more beans and less meat
• Eat more rice and buy in bulk
• Wear your clothes until they wear out
• Don’t drive new cars, unless you can pay cash for them, insurance is more, depreciation is more, interest is more
• Don’t go to direct sales parties – learn to say no thank you
• Find some work at home options to earn extra income
• Learn to buy in bulk and the best places to do this
• Bake your own goodies and stop buying them
• Surround yourself with like minded people
• Eliminate disposable products, recycle, reuse
• Use cloth diapers
• Cancel any memberships not really needed – gym memberships can be replaced with walking, or using videos to work out
• Get rid of your land line phone and use your cell phone
• Live by a menu plan
• Get organized to find the things you need
• Start a local clothing exchange – perhaps with friends and neighbors, or a local church group – or work with the Salvation Army or other charities in the community and approach all of the local churches to see if they would be interested in participating.
• Take the time to sift through the thrift stores. Sometimes they can seem pretty junky, but if you take the time to look through, you can often find some really great buys
• Do not go shopping just because you are bored, or for fun
• Learn to cook
• Learn to sew
Journal Entry: Is there any of these ideas that you can work on right now? Starting today, what can you change?